Health Insurance Claim Ratios - Last 3 Years Average Criteria Aditya Birla Bajaj Allianz Care Health Future Generali HDFC Ergo ICICI Lombard Manipal Cigna Niva Bupa Reliance General SBI General Star Health Tata AIG Claim Incurred Ratio 68 83 59 84 86 83 68 58 91 81 73 81 Claim Settlement Ratio 94 84 82 83 94 84 88 89 88 85 77 82 Solvency Ratio 2.02 3.61 1.8 2.00 1.71 2.53 1.63 1.98 1.62 1.94 2.00 2.00 Aditya Birla Bajaj Allianz Care Health Future Generali HDFC Ergo ICICI Lombard Manipal Cigna Niva Bupa Reliance General SBI General Star Health Tata AIF Health Insurance Company Customer Care Contact Number Customer Care Email ID Branch Locator Health Insurance Plans SBI Super Health Insurance Versions: Prime, Elite, Premier, Platinum, Platinum Infinite Features Room Rent- No LimitPre/Post- 60/90 Days (More with higher versions)Cumulative Bonus upto 100% (50% per year)Super Bonus upto 300% with Optional RiderRestoration- Unlimited (Same & other illness)Pre-existing Waiting Period 2 YearsConsumable Cover In-builtOPD Cover with Higher Version Plan (Upto 40k for family)Maternity Cover with Higher Version Plan (Upto 2 Lacs)Aggregate Deductible with Optional RiderGlobal Cover with Higher Version PlanHealth Reward Points (Upto 30% premium discount) Brochure Policy Wordings Claim Form All Documents SBI Super Health Insurance Versions: Prime, Elite, Premier, Platinum, Platinum Infinite Features Room Rent- No LimitPre/Post- 60/90 Days (More with higher versions)Cumulative Bonus upto 100% (50% per year)Super Bonus upto 300% with Optional RiderRestoration- Unlimited (Same & other illness)Pre-existing Waiting Period 2 YearsConsumable Cover In-builtOPD Cover with Higher Version Plan (Upto 40k for family)Maternity Cover with Higher Version Plan (Upto 2 Lacs)Aggregate Deductible with Optional RiderGlobal Cover with Higher Version PlanHealth Reward Points (Upto 30% premium discount) Brochure Policy Wordings Claim Form All Documents SBI Super Health Insurance Versions: Prime, Elite, Premier, Platinum, Platinum Infinite Features Room Rent- No LimitPre/Post- 60/90 Days (More with higher versions)Cumulative Bonus upto 100% (50% per year)Super Bonus upto 300% with Optional RiderRestoration- Unlimited (Same & other illness)Pre-existing Waiting Period 2 YearsConsumable Cover In-builtOPD Cover with Higher Version Plan (Upto 40k for family)Maternity Cover with Higher Version Plan (Upto 2 Lacs)Aggregate Deductible with Optional RiderGlobal Cover with Higher Version PlanHealth Reward Points (Upto 30% premium discount) Brochure Policy Wordings Claim Form All Documents